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Relief Options for FHA Loans

Homeowners falling behind on an FHA loan should know that:

  • If your home was damaged or your income reduced because of a hurricane, tornado, flood, wildfire, or other natural or man-made event — and your home or job is in an area that the President declared a disaster area — your lender will not start foreclosure for 90 days. Read about what homeowners and lenders need to know.

  • If you or your spouse is on active military duty, you may qualify for a reduction in your interest rate -- and, thereby, reduced payments. Read about how the Servicemembers Civil Relief Act affects military homeowners, and what lenders need to know.

  • If you work with your lender, you may be able to save
    your home.


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